Commercial Auto
Vans, trucks, and trailers on the job site or the road. Physical damage and liability for every vehicle in your fleet.
Advance, NC
Your business grows. Your coverage should keep up.
Specialized liability, workers' comp, and equipment policies built for lawn care, landscaping, and landscape architecture professionals—so you can focus on the work, not the paperwork.
25+
Years in Business
4.9★
Client Satisfaction
100%
Claims Support
Licensed & Bonded
What We Cover
Insurance built for every corner of your trade
From mowing contracts to hardscape installations, we tailor policies to the real risks your business faces every day.
General Liability
Protection against third-party bodily injury, property damage, and personal/advertising injury claims.
Workers' Compensation
State-compliant coverage for employee injuries—cutters, falls, chemical exposure, and repetitive strain.
Equipment & Tools
Mowers, trimmers, chipper-shredders, and hand tools—replace or repair what gets stolen, damaged, or lost.
Commercial Property
Protect your office, storage facility, and yard from fire, theft, vandalism, and severe weather damage.
Professional Liability
Covers design errors, negligence claims, and failed project outcomes for landscape architects and designers.
Since 1998
Serving the Yadkin Valley & beyond
About Us
We speak landscaper
Most insurance agents don't know the difference between a walk-behind and a zero-turn. We do. For over two decades, Lawn and Landscape Insurance has helped contractors, designers, and property maintenance companies across North Carolina protect what they've built.
Based right here in Advance, we understand the seasonal rhythms, the equipment costs, the crew dynamics, and the client contracts that define your business. That means we can build a policy that actually fits—no gaps, no dead weight, no surprises when you need a claim paid.
- Licensed in all NC counties
- Annual policy reviews included
- Fast, local claims support
- Bundled discounts for multi-policy owners
How It Works
From quote to coverage in three steps
01
Tell us what you do
Share your services, crew size, fleet count, and any client requirements. We'll listen first, quote second.
02
Get a tailored proposal
We compare rates across multiple carriers to find the right mix of protection and price for your operation.
03
Drive with confidence
Your policy is bound, certificates are issued, and you're covered. We're a phone call away whenever you need us.
Client Voices
Trusted by contractors across the Piedmont
"They understood our fleet and our crew size from minute one. No generic package—this felt like it was written for us."
"When we had a claim on a commercial property job, they handled everything. We didn't lose a single day of billing."
"Switched from a national carrier and saved nearly 30%. Plus, I actually get a real person when I call now."
Get Started
Ready to protect your business?
Whether you're a solo operator or managing a crew of fifty, we'll find the right coverage at the right price. No obligation, no pressure—just a straight answer.
Request Received
Thanks for reaching out. An agent will contact you within one business day to discuss your coverage needs.
